SBCs are much easier to manage in FC 27 thanks to the simplified Squad Building Challenge system. Instead of building a complete squad for every challenge, many Player and Upgrade SBCs now allow you to submit eligible Player Items toward an Item Score requirement.
This reduces a lot of the repetitive squad-building work, but efficient material management is still important. The goal is to reach the required score without wasting cards that could be useful later.
Understand Simplified SBCs First
A Simplified SBC uses an Item Score target instead of requiring a full squad with traditional chemistry and position conditions. Each eligible Player Item contributes a certain amount of score based on its overall rating, rarity, and other applicable factors.
You can also work toward the requirement across multiple submissions instead of completing everything in one go. This makes it easier to use duplicate players gradually and avoid submitting more cards than necessary.
Plan Your Materials Before Submitting
The biggest mistake is using your best cards simply because they provide more Item Score.
Before submitting anything, check:
The total Item Score required
The score provided by each selected card
Whether the reward is useful for your squad
Which duplicate players you may need later
How long the SBC remains available
Try to get as close to the target as possible. If your selected players greatly exceed the requirement, replace some of them with lower-rated cards.
When managing FC 27 Coins, avoid buying expensive players until you know exactly how much additional score you actually need.
Use Low-Value Cards First
For Upgrade SBCs, start with untradeable players that are not part of your current squad. Lower-rated duplicates are particularly useful because the simplified system gives you more flexibility when submitting multiple players.
Do not automatically submit every high-rated duplicate, though. Some valuable players may be more useful in future Player SBCs, Objectives, or other challenges.
It is also worth keeping your club organized. Sorting your duplicates and checking your untradeable players before opening the SBC menu can save a surprising amount of time.
Prioritize the Right SBCs
Not every SBC deserves your materials. A simple priority system helps prevent unnecessary spending.
First: Complete low-cost Upgrade SBCs with useful rewards.
Second: Target Player SBCs that fit your formation, playstyle, or squad.
Third: Consider expensive multi-stage SBCs only after checking the complete reward structure.
Do not complete an SBC simply because it is available. Think about what the final reward adds to your team and whether the cards you are giving up have another use.
Traditional Puzzle SBCs Still Matter
Simplified SBCs are not the only challenges in FC 27. Traditional Puzzle SBCs can still require conditions involving Squad Rating, Chemistry, Player Quality, leagues, nations, or clubs.
For these challenges, material planning becomes even more important. Look for players who satisfy multiple requirements at the same time, and check your club before purchasing anything from the market.
Saving commonly used league and nation cards can make future Puzzle SBCs much cheaper.
Avoid Permanent Mistakes
SBC submissions are final, so always check the players you are about to submit.
Before confirming:
Review every selected Player Item.
Make sure no important first-team player is included.
Check whether the Item Score is higher than necessary.
Compare the reward with the value of your materials.
This quick check can prevent expensive mistakes, especially when you are completing SBCs quickly.
Should You Buy Extra Materials?
Your first choice should usually be players already sitting in your club. This keeps costs under control and gives duplicate untradeable cards a useful purpose.
If you are considering Fut 27 Coins for sale to fund SBC materials, avoid putting your entire budget into one challenge. Compare the market cost with the reward and keep enough resources for future content.
The simplified system also means you can spread your submissions over time instead of rushing to finish everything immediately.
Best FC 27 SBC Routine
The most efficient routine is simple:
Check the reward → inspect the requirements → use untradeable duplicates → add lower-value cards first → monitor Item Score → stop once you reach the target.
For traditional SBCs, solve the rating and chemistry requirements before buying additional players.
FC 27’s simplified SBC system saves time, but smart material management still matters. Use the cards you already own, avoid overshooting the Item Score, protect valuable players, and only spend extra resources when the final reward is worth the cost.